Basic IPO FAQs

can I avail a loan and then apply for an IPO?

It is possible, but not recommended. This is because you will have to pay interest rate and processing fee in order to get a loan. This will increase the cost of your investment capital. Let's say you take a loan of Rs 1,00,000 for 1 Year at a rate of 15%. The processing fee is Rs 2 000. The bank will charge Rs 1, 00,000.000 plus Rs 2, 000 + Rs 15, 000. This is a simple calculation. This amount is 17% higher than the investment amount for an IPO.

Every IPO comes with some risk. It could open at a lower price or not open at all. You would lose a greater amount in such cases. It's better to save money, wait and invest.


Why companies go for less than 7 days bidding (i.e. 3, 4 days generally), When maximum number of days for which IPO bid should remain open is 7 (and minimum is 3)?


How to apply for multiple times in a IPO?


Using ASBA,how many applications can be submitted to IPO from one bank account?


What are the different modes of applying to IPO?


From one bank account, how many IPO application can be submitted through net banking?


Can an IPO application be submitted through current account?


From sweep in/out saving account,can one apply for IPO?


With my saving account, can I apply IPO in the name of family or friend?


With different saving account in the same bank or different banks, can I apply multiple time with my name?


Which field make an IPO application unique?


In an IPO application form, whom I should consider applicant if I have a joint DP account?


Can I apply in the name of a minor or HUF to the IPO?


To get maximum allotment in retail category,How many lots should I apply in IPO?


Does applying 1st day - 1st hour,changing bank account or broker change my chance for IPO allotment?


When does the allotment of IPO shares takes place?


When does IPO shares are credited to the demat account?


when does release of funds blocked for IPO to be expected in bank?


When can be listing of IPO shares to be expected?


What is the last time to apply for an IPO in the last day of IPO?


In one IPO application,should I submit three bids of one lot each at a different bid price?